Unfortunately, yes I do because people will always have different views about money. Some people think its good to be rich, while others think its wrong to be rich. And this view (or belief) will be reflected in the results in their lives. For example, if you believe it is wrong to be rich, then you never will be, because subconsciously you will repel it. It is the ‘goal’ of your subconscious to bring about whatever goals you set for it. Therefore, you will turn down opportunities for wealth creation, and even if you inherited great wealth or won the lottery, you would probably blow the money in a relatively short period of time. The other side of the coin is that if you believe it is good to be rich, then you will actually look for opportunities to create wealth and there is a far higher chance that you will invest the money more intelligently because you believe money is a good thing to have.

But its not just about beliefs, it’s also to do with work ethic. Some people have a good work ethic, while others are lazy -and if someone is lazy, there’s nothing anyone else can do for them. Remember, its the not the government’s job to make you rich. That’s your job to make yourself rich.The government benefits were only originally intended to be used as a safety net so that you don’t starve and you’re not homeless- which is a good thing. It wasn’t intended to be a means to make a living, where someone can make more money than a person who is working. If someone has entitlement mentality, where they think the world owes them something, they will never be rich, unless they break out of that type of thinking and take responsibility for themselves. If you have entitlement mentality, then you have given away control to the outside circumstances of life and you always will be controlled by them. But the minute you take responsibility, you have also taken control of where you are and where you are going. You will learn to change circumstances instead of being controlled by them.

Another major area for causing poverty is greed. We have seen this with the credit crunch, and we have seen it with politicians stealing expenses, and the effects in the country are obvious. The bible says that “A generous man will prosper ; he who refreshes others will himself be refreshed” (Prov 11: 25) It also says that “He who gives to the poor will lack nothing, but he who closes his eyes to them receives many curses” (Prov 28 :27) But politicians (and some businesses) are trying to solve the problem with even more greed, through inflation and by giving you less value for money. My view? Return to what the bible says.

On an individual basis, the choices a person makes may seem small at the time, but can have enormous consequences long term. For example, two different people could be in a full time job with low pay and one could end up becoming much richer than the other- simply by making different choices. For example, one of them takes a second part time job to raise a bit more cash, while the other one looks for, or creates assets in their spare time. By assets, I mean something which will delay gratification for the short term, but will end up providing passive income for the long term- instead of earned income. (there’s a world of difference) For example, while one person is working their second part time job, the other one is out looking at property, writing books or maybe even starting a part time network marketing business (the main difference being that they work for themselves rather than a boss, as in the case of the person taking a part time job).

The bible also says we should give a tenth of our income to people less fortunate than ourselves, and if we do, we will prosper. (See Malachi 3 : 8-12) where God describes the rewards of giving. But that is our personal choice and whatever choice we make will have either good or bad consequences, as you can see in the verses above.